Ruth Annett, Director

Ruth has lived on the Surfcoast for over 12 years and loves living in the community and enjoying the healthy lifestyle. After establishing her professional career in Melbourne, being able to further her professional aspirations on the coast is paradise!

Ruth has over 25 years’ experience in the accounting industry.

After completing a Bachelor of Economics & Accounting at Monash University, she began her career specialising in Audit for seven years at KPMG and Pitcher Partners in Melbourne, attaining Manager status.    She then specialised in Tax and Business Advisory, including a role as a Principal at a major accounting firm.

Throughout her career Ruth has worked with business clients in most industry sectors, ranging in size from top 10 ASX listed companies to sole traders.  She has also worked closely with individuals whose personal financial affairs involved all levels of wealth.


Michelle McCredden, Accountant

Michelle was born & raised in north-west regional Victoria. In her career she has gained extensive accounting experience in both Melbourne & regional accounting firms. Specialising in financial reporting, tax, BAS's, & bookkeeping, she is an all round fantastic accountant! She loves the beach, her gorgeous family & keeping fit & healthy.

Antonia Boileau, Office Administrator

As well as being our friendly front office face, Antonia is highly skilled in all areas of office procedures & organisation. She has an impressive resume, having worked for some of the top stock broking & surf industry companies in roles including executive assistant & client service manager.