" Success is not the key to happiness.  Happiness is the key to success.

If you love what you are doing you will be successful. "


"Ruth Annett Chartered Accountant" is a dynamic, client-focused accounting firm on the Surf Coast of Victoria.

We take pride in delivering a proactive professional service that is value for money, value adding and approachable.

Being a Chartered Accountant demands a high level of ethics, integrity & experience. We take these responsibilities very seriously, they are the underlying core values of our firm.

Our point of difference is the personal, exceptional service Ruth & her staff give. Indeed, this is the feedback we often hear from our clients.

We enjoy meeting with all clients to gain an understanding of their total financial position, what is going on in their life & how they want their life to “look”. Only when all the variables are known & understood can suitable, practical advice be given.

Interestingly, the non-financial factors influencing financial decision making are often as important, or even more so, than the financial ones.

This process might take more time & effort, but is well worth the outcome from our client’s perspective & our satisfaction as dedicated professionals.